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SMARTER LENDING FOR REAL ESTATE INVESTORS

Tailored Funding Built for Real Estate Investors

At Ringo’s Capitol Solutions, we know property investment can create life-changing opportunities. That’s why we offer personalized financing options to help you close deals quickly and grow your portfolio with confidence.

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About Ringo’s Capital Solutions | Trusted Lender for Real Estate Investors
Years of Experience
10 +
Investors Funded
480 +
GET TO KNOW US

Experienced Lending Experts Who Understand Real Estate

Ringo’s Capitol Solutions exists to serve the real estate investor community with fast, easy, and accessible loan options. Built by industry veterans, we understand what investors need — flexible structures, quick turnarounds, and real partnership.

Our Mission

Empowering real estate investors with fast, flexible, and transparent funding solutions.

Our Vision

To be the most trusted financing partner for property investors nationwide.

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LOAN PROGRAMS

Investment-Focused Loan Options for Every Strategy

At Ringo’s Capitol Solutions, we offer a diverse suite of financing options built specifically for property investors. Whether you’re flipping homes, building a rental portfolio, refinancing existing assets, or scaling your operations — our flexible loan programs are designed to meet your goals with speed, transparency, and ease.

Fix & Flip Financing

SHORT-TERM LOANS FOR RENOVATION PROJECTS

  • Rates Start At: 10.75%
  • Payment Type: Interest-only on used funds
  • Property Types: 1–4 Unit Residential Properties
  • Income Docs: No tax returns required
  • Credit Minimum: 650 FICO
  • Funding Limit: Up to 70% ARV
  • Investor Experience: Not required
  • Term: 12 months with no prepay penalty
APPLY FOR FLIP LOAN

Bridge Lending

SHORT-TERM FUNDING FOR ACQUISITIONS AND TRANSITIONAL PROJECTS

  • Loan Size: $150K–$1.5M
  • Terms Available: 6, 12, 18, or 24 months
  • Payment Type: Interest-only
  • Leverage: Up to 90% LTV / LTC
  • Funding Time: 7–14 business days
  • Credit Score: 680+
  • Properties Eligible: SFH, condos, townhomes, 2–4 unit residential
APPLY FOR BRIDGE LOAN

DSCR Rental Loans

LONG-TERM FINANCING BASED ON RENTAL INCOME, NOT PERSONAL INCOME

  • Rates Start At: 5.75%
  • LTV: Up to 80%
  • Min Loan Size: $75,000
  • Minimum FICO: 680
  • DSCR Minimum: 1.1 – 1.2
  • Loan Term: 30-year fixed
  • Eligible Property Types: SFH, 2–4 unit rentals, condos, and townhomes
APPLY FOR DSCR LOAN
SMARTER FINANCING

Streamlined Pre-Approval for Serious Investors

Our efficient pre-approval process gives you clarity and confidence — so you can move on your next real estate investment without delays or surprises.
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QUICK EMD FUNDING

Same-Day Earnest Money Loans to Lock in Your Deal

Need to act fast on a property but don’t want to tie up your own funds? Our Earnest Money Deposit (EMD) loans help you secure deals without delay — so you can move with confidence.

Funding Terms at a Glance:

01

Deposit Range

1% – 3% of the property’s purchase price

02

Upfront Fee

5% non-refundable deposit (minimum $350) — credited toward fees at closing

03

Usage Window

Must fall within the inspection or due diligence period

04

Term Length

30 to 60 days depending on deal structure

05

Escrow Compliance

Written understanding of the transaction is required

06

Eligible Property Types

Single-Family Homes (SFH), Condos, Townhomes, 2–4 Unit Multifamily

Required Docs: Signed JV Agreement, Escrow Instructions (with compensation & EMD assignment), Earnest Money Agreement, and Mutual Release Form.
APPLY FOR EMD LOAN
DOUBLE CLOSE FUNDING

Close Both Ends of the Deal Without Disclosing Purchase Price
Execute back-to-back closings with full transactional funding. Perfect for wholesalers and savvy investors who want to maximize profits and minimize disclosure.

Terms & Structure:

  • Fee: 2% (minimum $2,000 return) for 24-hour funding
  • Daily Holding Fee: 0.2% for each extra day
  • Max Duration: 7 days
  • Funding Method: Wired directly to escrow

Required Info:

  • Purchase Contract (A → B)
  • Purchase Contract (B → C)
  • Title/Attorney Contact Info
  • Scheduled Closing Date
APPLY FOR DOUBLE CLOSE FUNDING
Full transactional funding to close both ends of the deal — maximize privacy and profits.

RINGO'S CAPITOL SOLUTIONS

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Reach out with questions, feedback, or support needs — we’re here to help and happy to hear from you.

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Office Hours

  • Mon - Sun: 9AM-11PM
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